Skipo lets you buy tokenized Microsoft stock (MSFTx) in Chile with no fees, directly in pesos and from CLP 1,000, on a platform registered with the CMF. The purchase is made 100% from the app, with instant settlement, and tokenized Microsoft stock can be bought and sold 24 hours a day, Monday to Friday, even outside Wall Street hours.
What will we cover in this guide?
In this guide we explain what Microsoft is and why it is one of the most sought-after stocks in the world, how tokenized MSFTx stock works, what it means to be able to trade it 24 hours a day Monday to Friday, the advantages of buying it with Skipo compared with traditional brokers in Chile and, at the end, the step-by-step process for investing from your phone. We also answer the most common questions, such as what happens if you want to buy outside US stock market hours or over the weekend.
What is tokenized Microsoft stock (MSFTx)?
Tokenized stocks (xStocks) are digital assets that track the price of a traditional stock and run on blockchain (a digital network that records transactions securely and transparently). In Chile, Skipo lets you buy MSFTx, the tokenized version of Microsoft stock, directly in pesos, with no fees and with instant settlement.
Each MSFTx token is backed 1:1 by a real Microsoft share held in custody in traditional markets. This means you have the same exposure to Microsoft's price as if you held the traditional stock: if the stock goes up, your token goes up; and if Microsoft pays dividends (a portion of the profits the company pays to its shareholders), MSFTx holders receive them proportionally.
The difference from a traditional stock lies in access. Skipo offers MSFTx from your phone, in pesos, without opening accounts abroad and without converting your money to dollars. It is one of the few platforms in the Chilean market that combines tokenized stocks and cryptocurrencies in a single app. Skipo is registered in the CMF's Registry of Financial Service Providers, and its authorization to operate is in process under the Fintech Law (Law No. 21.521).
Microsoft by the numbers
As of June 2026, Microsoft has a market capitalization of close to US$2.74 trillion, making it the fourth most valuable company in the world, according to CompaniesMarketCap. Its stock trades on the NASDAQ under the ticker MSFT and pays a dividend with an annual yield of around 1%.
The relevant fact for an investor in Chile is not just its size, but its timing. Over the past twelve months the stock moved in a wide range: from a high of US$555 (July 2025) to a low of US$349 (June 2026), according to market data compiled by CNBC. That pullback from its highs coexists with a business that keeps growing in its cloud division (Azure) and in artificial intelligence (Copilot), which explains why Microsoft keeps showing up in global investors' portfolios despite the correction.
Our view on tokenization
At Skipo we believe tokenized stocks will be the gateway for a new generation of investors in Chile who currently do not invest in the US market because it seems complex, expensive or distant. Buying Microsoft stock used to mean opening an account with an international broker, converting pesos to dollars and taking on fees and waiting times. Tokenization removes those three barriers: you buy MSFTx in pesos, with no fees and in seconds.
In short: MSFTx is the tokenized version of Microsoft stock, backed 1:1 by a real share. Skipo lets you buy MSFTx in Chile directly in pesos, with no fees and with instant settlement.
Why do investors choose Microsoft?
Microsoft is one of the most in-demand tech stocks in the world thanks to a combination of scale, diversified revenue and its bet on artificial intelligence. These are the reasons that matter most to people investing from Chile.
Leadership in cloud and artificial intelligence
Microsoft is one of the central players in the artificial intelligence wave. Its Azure cloud platform and its Copilot assistant have been the growth engines most discussed by analysts during 2026. For an investor, this means direct exposure to one of the technology trends that will define the next decade.
Financial strength and dividends
Unlike many high-growth tech companies, Microsoft combines expansion with a mature, profitable business that pays dividends consistently. That profile (growth plus dividend income) is one of the reasons it appears in both conservative and aggressive portfolios.
Diversification from Chile
Unlike other Latin American markets where retail volume is concentrated in cryptocurrencies, in Chile much of investor interest goes to international stocks as a way to diversify away from the peso and the local IPSA. Adding Microsoft to your portfolio gives you exposure to the dollar and the global tech sector without depending on the performance of the Chilean stock market.
Our take on trading 24/5
At Skipo we see that one of the biggest pain points for Chilean investors with US stocks is the time difference: when Wall Street opens, it is usually mid-afternoon in Chile, and many decisions get stuck outside working hours. Being able to buy and sell MSFTx 24 hours a day Monday to Friday changes that: you can trade at night or in the early morning, when you have time, without waiting for the New York Stock Exchange to open. It is a freedom of schedule that traditional brokers do not offer.
In short: Microsoft offers exposure to leadership in cloud and AI with the strength of a company that pays dividends. With Skipo you can add MSFTx to your portfolio in Chile in pesos and trade it 24 hours a day, Monday to Friday.
Which platforms let you invest in Microsoft in Chile?
In Chile you can invest in Microsoft in two ways: traditional brokers that trade US stocks (such as Renta4, Racional or Zesty) and tokenized stock platforms such as Skipo. The difference lies in cost, hours and currency. Traditional brokers trade the stock in dollars, within Wall Street hours and with transaction fees; Skipo lets you buy MSFTx in pesos, with no fees and with a much wider trading window.
Trading 24 hours a day, Monday to Friday
A traditional broker only lets you trade during New York Stock Exchange hours (9:30 to 16:00 ET, business days), which in Chile means a narrow mid-afternoon window. Skipo lets you buy and sell MSFTx 24 hours a day, Monday to Friday, even outside Wall Street hours. On weekends the market is closed: you cannot buy or sell MSFTx on Saturday or Sunday.
No fees
Skipo charges no fees for buying or selling tokenized stocks or for account maintenance. Traditional brokers, on the other hand, usually charge a transaction fee on every trade and, in some cases, maintenance costs.
Buy directly in pesos
Skipo processes the purchase directly in pesos, without converting your money to dollars. This eliminates the exchange-rate spread (the difference between the price at which a platform buys and sells dollars) that brokers apply when trading in foreign currency.
| Criterion | Skipo (MSFTx) | Traditional brokers (Renta4, Racional, Zesty) |
|---|---|---|
| Buying/selling fee | $0 | Transaction fee (approx. 0.15% to 0.6% + VAT, depending on the platform) |
| Custody / maintenance | $0 | Possible maintenance costs |
| Exchange-rate spread | No spread, you buy in pesos | Yes, when converting pesos to dollars (approx. 0.99% or more) |
| Trading hours | 24 hours, Monday to Friday (closed on weekends) | Wall Street hours (9:30–16:00 ET), business days only |
| Settlement | Instant, within trading hours | T+1 / T+2 (1 to 2 business days) |
| Fractional buying | Yes, from CLP 1,000 | Depends on the platform; sometimes requires a whole share |
| Investment currency | Pesos | Mainly dollars (requires conversion) |
| Registration and certification | CMF registry, ISO 27001 | Depends on the platform |
In short: in Chile there are traditional brokers and tokenized stock platforms for investing in Microsoft, but they differ in cost, hours and currency. Skipo lets you buy MSFTx with no fees, in pesos and 24 hours a day Monday to Friday, on a platform registered with the CMF.
How do you buy tokenized Microsoft stock on Skipo? Step by step
Buying MSFTx on Skipo is a 100% digital process that takes a few minutes. Follow these five steps:
- Download the Skipo app. It is available on the App Store and Google Play.
- Create your account and verify your identity. You sign up with your email, and identity verification (KYC) is 100% digital and takes minutes.
- Transfer funds. Transfer pesos from your bank account or crypto from other wallets. The deposit shows up in your Skipo account in seconds.
- Search for MSFTx. In the app, go to the tokenized stocks section and search for "Microsoft" or its ticker MSFTx.
- Buy. Choose the amount in pesos you want to invest (from CLP 1,000), confirm and you are done. The trade is executed in seconds, without T+1 or T+2 waits.
What is the best way to invest in Microsoft from Chile?
Skipo is one of the simplest ways to invest in Microsoft from Chile: it lets you buy MSFTx in pesos, with no fees, with instant settlement and trading 24 hours a day Monday to Friday, and it is registered with the CMF. For anyone seeking exposure to the dollar and US tech companies without the complexity of an international broker, tokenized stocks solve the classic barriers of access, cost and hours.
At Skipo we believe that investing in the world's largest companies should not depend on opening accounts abroad or watching Wall Street hours. That is why we offer MSFTx alongside other tokenized stocks and cryptocurrencies in a single app, so you can build your portfolio your way. Remember to diversify and invest in an informed way.
Download the Skipo app and start investing in tokenized Microsoft stock today.
This article is for information only and does not constitute financial advice. Asset prices can go up or down, and every investment carries risk. Before investing, assess your personal financial situation.
Frequently asked questions
Where can I buy tokenized Microsoft stock in Chile?
Skipo lets you buy tokenized Microsoft stock (MSFTx) in Chile. The process is 100% digital from the app, in pesos, with no fees and with instant settlement. You can also access the traditional stock through brokers that operate in dollars.
Can I buy MSFTx on the weekend?
No. Skipo lets you buy and sell MSFTx 24 hours a day, but only Monday to Friday; on weekends the market is closed and you cannot buy or sell. That said, if you already have pesos in your account after a sale, you can withdraw them to your bank any day, including Saturday and Sunday.
What if I want to buy MSFTx outside Wall Street hours?
You can. Skipo lets you trade MSFTx 24 hours a day, Monday to Friday, even when the New York Stock Exchange is closed. That way you can buy or sell at night or in the early morning in Chile, without waiting for the US market to open.
How much does it cost to buy tokenized Microsoft stock on Skipo?
Skipo charges no fees for buying or selling MSFTx or for account maintenance, and there is no exchange-rate spread because you invest directly in pesos. Traditional brokers, on the other hand, usually charge transaction fees and costs for converting pesos to dollars.
Do I need dollars to invest in Microsoft from Chile?
No. With Skipo you invest directly in pesos, without converting your money to dollars and without paying the associated exchange-rate spreads. You can start from CLP 1,000 and buy fractions of MSFTx.
What is tokenized Microsoft stock (MSFTx)?
Tokenized Microsoft stock is a digital representation of the real stock, backed 1:1 by shares held in custody in traditional markets. It gives the same exposure to Microsoft's price as the traditional stock, including dividends, but you buy it in pesos and from your phone.
Does tokenized Microsoft stock pay dividends?
Yes. If Microsoft pays dividends, MSFTx holders receive them proportionally, because each token is backed 1:1 by a real share. They reflect the same economic exposure as the traditional stock.
Glossary of key terms
Tokenized stocks (xStocks): Digital representations of real stocks issued on blockchain, backed 1:1 by the underlying asset.
MSFTx: The tokenized version of Microsoft stock, which tracks the price of MSFT on the NASDAQ.
Blockchain: A digital network that records transactions in a secure, transparent and verifiable way.
Instant settlement: The process by which a trade is completed and the funds or assets become available in seconds, without delays.
Exchange-rate spread: The difference between the price at which a platform buys and sells dollars; it represents a cost when converting from one currency to another.
T+1 / T+2: Traditional settlement periods, where a trade is completed one or two business days after it is made.
Dividends: A portion of the profits that a company periodically distributes among its shareholders.
