Skipo lets you buy tokenized Visa stock (Vx) in Chile commission-free, directly in pesos and from CLP 1,000, on a platform registered with the CMF. You buy 100% from the app, with instant settlement, and tokenized Visa stock can be bought and sold 24 hours a day, Monday to Friday, even outside Wall Street hours.
What will we cover in this guide?
In this guide we explain what Visa is and why it is one of the most profitable and stable companies in the world, how Vx tokenized stocks work, what it means to be able to trade them 24 hours a day, Monday to Friday, what the advantages of buying them with Skipo are compared with traditional brokers in Chile and, finally, the step-by-step process to invest from your phone. We also answer the most common questions, such as what happens if you want to buy outside US stock market hours or on the weekend.
What is tokenized Visa stock (Vx)?
Tokenized stocks (xStocks) are digital assets that replicate the price of a traditional stock and run on a blockchain (a digital network that records transactions securely and transparently). In Chile, Skipo lets you buy Vx (the tokenized version of Visa stock) directly in pesos, commission-free and with instant settlement.
Each Vx token is backed 1:1 by a real Visa share, held in custody in traditional markets. This means you have the same exposure to Visa's price as if you held the traditional stock: if the stock goes up, your token goes up, and if it goes down, so does your token.
The difference from a traditional stock is access. Skipo offers Vx from your phone, in pesos, without opening accounts abroad and without converting your money to dollars. It is one of the few platforms in the Chilean market that combines tokenized stocks and cryptocurrencies in a single app. Skipo is registered in the CMF's Registry of Financial Service Providers, and its authorization to operate is in process under the Fintech Law (Law No. 21.521).
Visa by the numbers
As of June 2026, Visa has a market capitalization of about US$650 billion, according to market data. It is the world's largest payment network and its stock trades on the New York Stock Exchange (NYSE) under the ticker V. It pays a modest dividend, with a yield of around 0.76%, which has been growing over the years.
The figure that shows its scale is enormous: in its 2025 fiscal year, Visa processed about US$17 trillion in payments, in more than 200 countries, according to Morningstar. Unlike more volatile tech stocks, Visa has historically moved with relative stability, with very high margins and a predictable business. Its big caveat is that it is not cheap and that, in the long run, it faces the question of how new forms of payment will affect it.
Our view on investing in Visa
At Skipo we believe Visa is one of the clearest ways to invest in something we all use every day without thinking about it: every time someone pays with a Visa card in Chile or anywhere in the world, the company charges a small fee. It is a huge, stable and very profitable business. The long-term debate is how new forms of payment will affect it (including stablecoins, cryptocurrencies pegged to the dollar), although Visa itself is already incorporating those technologies. It has a more stable profile than other tech stocks, but it is still a risky investment.
In short: Vx is the tokenized version of Visa stock, backed 1:1 by a real share. Skipo lets you buy Vx in Chile directly in pesos, commission-free and with instant settlement.
Why do investors choose Visa?
Visa is one of the favorite stocks for long-term portfolios because of the strength and predictability of its business. These are the reasons that weigh most for people investing from Chile, along with the risks to consider.
The "toll road" of global payments
Visa operates the world's largest payment network: every time a Visa card is used, the company charges a small fee to process the transaction. It does not lend money or take on the credit risk of the cards (banks do that); it charges for moving the payment information. It is a "toll road" model that earns from the transaction volume of the entire world.
A very profitable business with a wide competitive advantage
Building a global payment network at Visa's scale is enormously difficult, which is why only a few companies compete in that space. That competitive advantage translates into very high margins and predictable cash flow, characteristics that long-term investors tend to value.
Lower volatility and a growing dividend
Unlike trendy tech stocks, Visa has been characterized by lower volatility and by paying a dividend that has grown over time, in addition to buying back shares. It has the profile of a mature, stable company, although, like any stock, its price can also fall and today it is not cheap.
Our take on trading 24/5
At Skipo we see that one of the biggest pain points for Chilean investors with US stocks is the time difference: when Wall Street opens, it is usually mid-afternoon in Chile, and many decisions get stuck outside working hours. Being able to buy and sell Vx 24 hours a day, Monday to Friday, changes that: you can trade at night or in the early morning, when you have time, without waiting for the New York Stock Exchange to open. It is a scheduling freedom that traditional brokers do not offer.
In short: Visa is the world's largest payment network, with a very profitable business, lower volatility and a growing dividend, although it is not cheap. With Skipo you can add Vx to your portfolio in Chile in pesos and trade it 24 hours a day, Monday to Friday.
Which platforms let you invest in Visa in Chile?
In Chile you can invest in Visa in two ways: traditional brokers that trade US stocks (such as Renta4, Racional or Zesty) and tokenized stock platforms like Skipo. The difference is in cost, hours and currency. Traditional brokers trade the stock in dollars, within Wall Street hours and with transaction fees; Skipo lets you buy Vx in pesos, commission-free and with a much wider trading window.
Trading 24 hours a day, Monday to Friday
A traditional broker only lets you trade during New York Stock Exchange hours (9:30 a.m. to 4:00 p.m. ET, business days), which in Chile translates into a limited window in the middle of the afternoon. Skipo lets you buy and sell Vx 24 hours a day, Monday to Friday, even outside Wall Street hours. On weekends the market is closed: you cannot buy or sell Vx on Saturday or Sunday.
No commissions
Skipo charges no fee for buying or selling tokenized stocks or for account maintenance. Traditional brokers, by contrast, usually charge a fee per transaction and, in some cases, maintenance costs.
Buy directly in pesos
Skipo processes the purchase directly in pesos, without converting your money to dollars. This eliminates the currency exchange spread (the difference between the price at which a platform buys and sells dollars) that brokers apply when trading in foreign currency.
| Criterion | Skipo (Vx) | Traditional brokers (Renta4, Racional, Zesty) |
|---|---|---|
| Buy/sell fee | CLP 0 | Per-transaction fee (approx. 0.15% to 0.6% + VAT, depending on the platform) |
| Custody / maintenance | CLP 0 | Possible maintenance costs |
| Exchange spread | No spread, you buy in pesos | Yes, when converting pesos to dollars (approx. 0.99% or more) |
| Trading hours | 24 hours, Monday to Friday (closed on weekends) | Wall Street hours (9:30 a.m.–4:00 p.m. ET), business days only |
| Settlement | Instant, within trading hours | T+1 / T+2 (1 to 2 business days) |
| Fractional purchases | Yes, from CLP 1,000 | Depends on the platform; sometimes requires a whole share |
| Investment currency | Pesos | Mainly dollars (requires conversion) |
| Registration and certification | CMF registry, ISO 27001 | Depends on the platform |
In short: in Chile there are traditional brokers and tokenized stock platforms for investing in Visa, but they differ in cost, hours and currency. Skipo lets you buy Vx commission-free, in pesos and 24 hours a day, Monday to Friday, on a platform registered with the CMF.
How to buy tokenized Visa stock on Skipo: step by step
Buying Vx on Skipo is a 100% digital process that takes just a few minutes. Follow these five steps:
- Download the Skipo app. It is available on the App Store and Google Play.
- Create your account and verify your identity. You sign up with your email, and identity verification (KYC) is 100% digital and takes minutes.
- Transfer funds. Transfer pesos from your bank account or crypto from other wallets. The deposit shows up in your Skipo account in seconds.
- Find Vx. In the app, go to the tokenized stocks section and search for "Visa" or its ticker Vx.
- Buy. Choose the amount in pesos you want to invest (from CLP 1,000), confirm and you are done. The trade executes in seconds, without the T+1 or T+2 waits.
What is the best way to invest in Visa from Chile?
Skipo is one of the simplest ways to invest in Visa from Chile: it lets you buy Vx in pesos, commission-free, with instant settlement and trading 24 hours a day, Monday to Friday, and it is registered with the CMF. Although Visa tends to be less volatile than other tech stocks, it is still a risky investment, so the most sensible approach is to invest with clarity and without putting in more than you are willing to risk.
At Skipo we believe that owning a piece of the companies behind our everyday lives should not depend on opening accounts abroad or keeping an eye on Wall Street hours. That is why we offer Vx alongside other tokenized stocks and cryptocurrencies in a single app, so you can build your portfolio your way. Remember to diversify and invest in an informed way.
Download the Skipo app and start investing in tokenized Visa stock today.
This article is for informational purposes only and does not constitute financial advice. Asset prices can go up or down, and all investments carry risk. Before investing, assess your personal financial situation.
Frequently asked questions
Where can I buy tokenized Visa stock in Chile?
Skipo lets you buy tokenized Visa stock (Vx) in Chile. The process is 100% digital from the app, in pesos, commission-free and with instant settlement. You can also access the traditional stock through brokers that operate in dollars.
Can I buy Vx on the weekend?
No. Skipo lets you buy and sell Vx 24 hours a day, but only Monday to Friday; on weekends the market is closed and you cannot buy or sell. That said, if you already have pesos in your account after a sale, you can withdraw them to your bank any day, including Saturday and Sunday.
What if I want to buy Vx outside Wall Street hours?
You can. Skipo lets you trade Vx 24 hours a day, Monday to Friday, even when the New York Stock Exchange is closed. That way you can buy or sell at night or in the early morning in Chile, without waiting for the US market to open.
How much does it cost to buy tokenized Visa stock on Skipo?
Skipo charges no fee for buying or selling Vx or for account maintenance, and it does not apply a currency exchange spread because you invest directly in pesos. Traditional brokers, by contrast, usually charge transaction fees and costs for converting pesos to dollars.
Do I need dollars to invest in Visa from Chile?
No. With Skipo you invest directly in pesos, without converting your money to dollars and without paying the associated exchange spreads. You can start from CLP 1,000 and buy fractions of Vx.
How does Visa make money?
Visa makes money by charging a small fee every time a payment is processed through its network. It is not a bank and does not lend money: it does not take on the credit risk of the cards, but charges for moving and processing the information of each transaction. That is why its business grows with the world's payment volume.
Does tokenized Visa stock pay dividends?
Yes. Visa pays a modest dividend, with a yield of around 0.76% as of June 2026, according to market data, which has grown over time. Since Vx replicates the economic exposure of the stock, it reflects that same condition.
Glossary of key terms
Tokenized stocks (xStocks): Digital representations of real stocks issued on a blockchain, backed 1:1 by the underlying asset.
Vx: The tokenized version of Visa stock, which replicates the price of V on the New York Stock Exchange (NYSE).
Payment network: A system that connects banks, merchants and users to process card payments; Visa operates the largest in the world (VisaNet).
Competitive advantage (moat): A characteristic that makes it hard for other companies to compete with a company; for Visa, the scale of its payment network.
Stablecoin: A cryptocurrency designed to maintain a 1:1 peg with a fiat currency, usually the dollar.
Dividend: A portion of a company's profits that it periodically distributes to its shareholders.
Volatility: How much an asset's price rises and falls over time; the higher the volatility, the higher the risk.
Blockchain: A digital network that records transactions securely, transparently and verifiably.
Instant settlement: The process by which a trade is completed and the funds or assets become available in seconds, without delays.
Exchange spread: The difference between the price at which a platform buys and sells dollars; it is a cost when converting from one currency to another.
T+1 / T+2: Traditional settlement periods, in which a trade is completed one or two business days after it is made.
