Skipo lets you buy USDT (Tether) and USDC (USD Coin) in Chile directly with pesos, with no fees and starting at CLP 1,000, and then send them to any wallet or exchange in the world that supports the corresponding network. The whole operation, from the peso deposit to sending the stablecoin to the recipient, takes minutes, runs 24/7 and does not depend on banking hours. Skipo is registered in the CMF's Registry of Financial Service Providers, and its authorization to operate is in process under the Fintech Law (Law No. 21.521); it is also ISO 27001 certified.
What will we cover in this article?
In this guide we explain what the USDT and USDC stablecoins are, why they became the main way to move dollars out of Chile, how they compare with traditional international transfer platforms like Global66 and with other Chilean exchanges like Orionx, and the step-by-step process to send USDT from Skipo to another wallet or platform. We also review the most common mistakes when sending stablecoins, starting with the most expensive one: choosing the wrong network.
What are stablecoins and why are they used to send money?
A stablecoin is a cryptocurrency designed to keep a 1:1 parity with a fiat currency, usually the US dollar. Each unit of USDT or USDC is worth one dollar.
Unlike bitcoin (BTC) or ether (ETH), its price does not fluctuate with the crypto market. What it does take from the blockchain are its operational properties: it moves in minutes, works 24 hours a day, 7 days a week, and its fee depends on the network you use to send it, not on the amount or the geographic destination. For example, sending 100 dollars to Buenos Aires and sending 100,000 dollars to Singapore can cost exactly the same in network fees.
USDT and USDC: the two stablecoins that dominate international flows
USDT (Tether) and USDC (USD Coin) are the two most widely used stablecoins in the world. Both are backed by reserves in dollars and equivalents, are accepted on practically every exchange on the planet and move across multiple blockchain networks.
The practical differences are few but important. USDT is the most liquid on the market and the most widely accepted by exchanges in Latin America and Asia, where it accounts for between 68% and 90% of regional stablecoin volume. USDC, issued by Circle (CRCLX), has greater adoption in the regulated ecosystem of the United States and Europe, and more frequent reserve reports.
On Skipo you can buy USDT with pesos and buy USDC with pesos with no fees.
How much weight stablecoins carry in Latin America's money flows
As of January 2026, according to a market analysis published by MEXC, annual stablecoin transaction volume in Latin America reached 324 billion dollars in 2025, 89% growth over the previous year. The same analysis estimates that the annual remittance market in Latin America exceeds 142 billion dollars, and a growing share of that flow is moving through stablecoins instead of traditional banking channels.
A Chainalysis study cited in industry publications in 2025 reported that remittances via stablecoins, led by USDT, grew 300% in Latin America and Southeast Asia over the previous two years. The reason is structural: an international bank transfer from Chile via SWIFT costs between 20 and 65 dollars per transaction and can take 1 to 3 business days. A USDT transfer on an efficient network costs less than one dollar and takes minutes.
For Chile, the relevant point is contextual: unlike Argentina or Venezuela, where stablecoin adoption is a response to chronic inflation and currency controls, in Chile the main use case is cross-border payments by companies that work with suppliers abroad, freelancers who get paid in dollars, and people who need to move international savings without going through the traditional banking system.
Our view on stablecoins in Chile
At Skipo we believe stablecoins are the tool rewriting how money moves between countries in Latin America. They do not replace the dollar: they make it portable, instant and usable 24/7 without asking the banking system for permission. The dollar is still the unit of account; the stablecoin is the lane it travels on.
In short: stablecoins are digital dollars that move over the blockchain in minutes at almost zero cost. Skipo lets you buy USDT and USDC with pesos with no fees, which makes them an efficient way to move dollars out of Chile.
Why is it better to send stablecoins instead of traditional dollars?
To understand why stablecoins have displaced traditional dollar transfers in a large part of Latin America's cross-border flows, you need to look at five concrete differences.
Speed: minutes instead of days
An international SWIFT transfer from Chile takes between 1 and 3 business days. A USDT transfer on the BNB Smart Chain or Tron network takes less than a minute to confirm. The difference becomes critical when the payment is urgent: an invoice about to fall due, a supplier who demands payment before shipping, a payroll that is paid on Friday.
Cost: a fixed network fee instead of a variable spread
Traditional international transfer platforms do not always charge a visible fee: many, like Global66, make money through the exchange rate spread, that is, the margin on the exchange rate. That spread is variable and can range from 0.5% to 3% depending on the corridor, the amount and the timing.
A stablecoin transfer charges a fixed network fee, expressed in units of the stablecoin itself. Skipo charges 0.5 USDT to send USDT on the BNB Smart Chain (BEP20) network and 1.5 USDC to send USDC on the Ethereum (ERC20) network, regardless of the amount sent. Exchanges often charge an additional fee for buying or withdrawing, though, so always check that before you trade.
24/7 operation
Banks close. SWIFT does not operate outside business hours. International transfer platforms process within operating windows. The blockchain has no schedule: Skipo processes USDT and USDC transfers seven days a week, 24 hours a day, including holidays. This matters more for companies paying suppliers in other time zones than for one-off personal transfers.
No banking intermediaries
A SWIFT transfer goes through the sending bank, one or more correspondent banks and the receiving bank. Each link can add fees, delays or information requirements. A stablecoin goes straight from the sending wallet to the receiving wallet, with no intermediate steps.
Global adoption on the receiving side
Any exchange or wallet in the world that supports USDT or USDC on a given network can receive the transfer. The recipient does not need an account at a specific bank, there are no SWIFT codes, no IBAN. Just a wallet address and the corresponding network.
Our view: why Chilean companies are switching
At Skipo we believe that for Chilean companies that pay suppliers, freelancers or subsidiaries abroad, stablecoins solve a concrete problem that traditional bank transfers do not: paying outside business hours, without waiting 24 to 72 hours for SWIFT processing, and for a fraction of the cost. For larger volumes, Skipo's OTC service lets you quote and execute large trades with competitive prices and dedicated support.
In short: Skipo lets you send dollars abroad as USDT or USDC in minutes, 24/7, with a fixed network fee and no exchange rate spread. It is the most efficient route when the recipient supports stablecoins.
Is it better to send stablecoins or dollars abroad from Chile?
There are three main models for sending money abroad from Chile: sending stablecoins over the blockchain (USDT or USDC through Skipo), sending dollars through international currency transfer platforms (such as Global66), or sending dollars through a bank using SWIFT. Each model has a different profile of cost, time and how the money is received. The decision depends mainly on what the recipient needs.
| Criterion | Stablecoins with Skipo | Dollars via traditional platforms | Dollars via bank |
|---|---|---|---|
| Asset sent | USDT or USDC | USD | USD |
| Recipient receives | Stablecoin in a wallet or exchange | Fiat in a platform account | Fiat in a bank account |
| Buy/sell fee | 0% | Included in the spread | Bank fee and spread |
| Transfer fee | Each network's fee | Included in the spread | Variable per transaction |
| Exchange rate spread | No | Yes | Yes |
| Transfer time | Up to 2 minutes | Up to 24 business hours | Up to 3 business days |
| Availability | 24/7 | 24/7 | Banking hours |
When does it make sense to use Skipo to send money abroad?
Skipo makes sense when the recipient can receive stablecoins. This includes international freelancers who get paid in USDT or USDC, foreign suppliers that accept stablecoin payments, companies with remote teams or subsidiaries in other countries, and people moving their own savings between exchanges or wallets. Skipo lets you buy USDT and USDC with pesos with no fees, starting at CLP 1,000, and send them in minutes paying only the fixed blockchain network fee. The total cost is clear before you confirm the operation.
When does a traditional platform like Global66 make sense?
A platform like Global66 makes sense when the recipient only works with a bank account and does not accept stablecoins. That is the typical case for payments to family members with no crypto experience, institutions that only receive money in banks, or destinations where local stablecoin infrastructure is limited. In those scenarios, Global66 simplifies the process by delivering the money directly to the recipient's bank account, in local currency or in dollars. The trade-off is the spread on the exchange rate, which replaces the visible fee and can vary by corridor and amount.
What about Chilean exchanges like Orionx?
Orionx is another Chilean platform that offers buying and selling USDT with transfers to external wallets, within the same stablecoin model as Skipo. Its practical limitation is transparency: its specific buy/sell and USDT withdrawal fees were not published in an accessible way on its site at the time of writing, which makes it hard to calculate the total cost of an operation before executing it. For users who want to know in advance how much each operation costs, Skipo publishes all its transfer fees by network on its fees page.
In short: to send money abroad from Chile, stablecoins are the fastest and cheapest option when the recipient accepts them. Skipo is the Chilean platform that offers them with no buy/sell fees, with a transparent network fee, and is registered with the CMF. When the recipient only accepts fiat in a bank account, a platform like Global66 fits that use case better.
How do you send USDT from Skipo to another wallet or exchange? Step by step
Skipo processes USDT transfers on the BNB Smart Chain (BEP20) network and USDC transfers on the Ethereum (ERC20) network. The whole process takes less than three minutes once you have the balance available.
- Download the Skipo app. Available on the App Store and Google Play.
- Buy USDT (or USDC). Deposit pesos from your bank account and buy starting at CLP 1,000. Skipo does not charge a fee on the purchase.
- Ask the recipient for their address and network. The person, company or exchange receiving the funds must give you their exact wallet address and confirm which network they support. For USDT on Skipo, they must accept BNB Smart Chain (BEP20); for USDC, they must accept Ethereum (ERC20). If they only support another network, do not send from Skipo: I explain why in the next section.
- In the app, choose "Send" and select USDT. Paste the recipient's address (do not type it; always copy and paste), confirm that the network Skipo shows matches the network the recipient asked for, and enter the amount. The minimum withdrawal is 5 USDT, or 10 USDC in the case of USDC.
- Confirm with your two-factor authentication and send. The transaction is processed in seconds. The blockchain network returns the transaction hash, which you can share with the recipient so they can verify the operation.
What are the most common mistakes when sending stablecoins (and how to avoid them)?
Sending stablecoins is fast and cheap, but mistakes cannot be reversed. Once the transaction is confirmed on the blockchain, there is no way to "cancel" or "return" the transfer. These are the most frequent mistakes and how to avoid them.
1. Choosing the wrong network
This is the most expensive mistake. USDT and USDC exist on multiple networks (Ethereum, BNB Smart Chain, Tron, Solana, Polygon, among others). Each network is independent: sending USDT on BNB Smart Chain to a wallet that only supports USDT on Tron means, in practice, losing the funds.
Skipo sends USDT only on BNB Smart Chain (BEP20) and USDC only on Ethereum (ERC20). Before sending, confirm with the recipient that their wallet or exchange accepts that specific network. If it only accepts Tron, Solana or another network, do not send from Skipo: use another platform or ask the recipient for a compatible address.
2. Copying the wallet address incorrectly
Blockchain addresses are long and leave no margin for error: a single wrong character and the funds go to a nonexistent wallet or, worse, to someone else's wallet. Always copy and paste the address directly; never transcribe it by hand. After pasting, check the first five and last five characters against the ones the recipient sent you.
3. Not accounting for the network fee when calculating the amount to send
Each blockchain's network fee is either deducted from the amount you send or charged on top, depending on the operation. If your goal is for the recipient to get exactly 50 USDT, keep in mind that the network fee (0.5 USDT on BNB Smart Chain for USDT) is added to the transfer. Always check the breakdown Skipo shows before confirming: the amount leaving your wallet, the network fee and the net amount the recipient receives.
4. Not including a memo or tag when the recipient requires one
Some exchanges (such as Binance or Bybit) use shared deposit addresses and require a "memo" or "tag" to identify the recipient within their system. This applies more to XRP or Stellar than to USDT/USDC on BEP20 or ERC20, but it is always worth checking with the recipient whether they need a memo in addition to the address.
5. Not checking that the recipient's account is active and verified
Some exchanges require the destination account to be verified in order to receive stablecoins. If the account is blocked, pending verification or has country restrictions, the deposit may be held or returned. Confirm with the recipient before sending significant amounts.
6. Mixing up USDT and USDC when copying the address
USDT and USDC are different stablecoins, even though both are worth one dollar. If you copy an address the recipient gave you to receive USDC on Ethereum, do not send USDT to that address: even if the network is the same, the asset is different and the funds may be lost.
In short: most mistakes when sending stablecoins are avoided by confirming two things with the recipient before executing the operation: the exact network and the exact address. Skipo shows both before you confirm the transfer, but validating them with the recipient is the responsibility of the user sending the funds.
What is the best way to send money abroad from Chile?
Skipo is one of the most efficient options for sending money abroad from Chile when the recipient accepts stablecoins, because it combines buying USDT and USDC with pesos with no fees, instant 24/7 transfers and a transparent network fee. When the recipient only accepts fiat in a local bank account, platforms like Global66 fit that use case better.
At Skipo we work so that moving dollars out of Chile no longer depends on banking hours and the day's exchange rate. You buy USDT or USDC with pesos directly in the app starting at CLP 1,000, send them to any compatible wallet or exchange in minutes, and the total cost is clear from the first click. And if you do not need to send the balance right away, you can keep it earning daily yield in Skipo's interest-bearing account, the first interest-bearing crypto account in Chile, available in USDT and AVAX with automatic daily earnings.
If your company moves larger volumes, Skipo's OTC service and the Skipo Business platform offer quotes on global markets, with no minimum or maximum amounts, and API integration.
Download the Skipo app and start trading stablecoins with pesos today.
This article is for informational purposes only and does not constitute financial advice. Asset prices can go up or down, and all investments carry risk. Before investing, assess your personal financial situation.
Frequently asked questions
What is the difference between USDT and USDC?
USDT (issued by Tether) and USDC (issued by Circle) are stablecoins pegged 1:1 to the US dollar. The main difference is liquidity and regional adoption: USDT has higher global volume and dominates in Latin America and Asia; USDC has a stronger presence in the regulated ecosystem of the United States and Europe. On Skipo you can buy and send both with pesos, with no purchase fee.
How long does it really take to send USDT from Skipo to another exchange or wallet?
Skipo processes the outgoing transfer in seconds. Once it is on the BNB Smart Chain (BEP20) network, the transaction usually confirms in under a minute. The total time between confirming the transfer in the app and the recipient receiving it in their wallet or exchange is usually under three minutes.
On which networks does Skipo send USDT and USDC?
Skipo sends USDT only on the BNB Smart Chain (BEP20) network and USDC only on the Ethereum (ERC20) network. Before sending, always confirm with the recipient that their wallet or exchange accepts that specific network, because sending to an incompatible network means losing the funds.
Can I send USDT from Skipo to a bank account abroad?
Not directly. Traditional banks do not accept cryptocurrencies into their accounts. For the money to end up in a bank account abroad, the recipient must first receive the USDT in a wallet or exchange that supports stablecoins and, from there, convert it to dollars or local currency before withdrawing it to their bank.
Does Skipo charge a fee to send stablecoins from Chile abroad?
Skipo does not charge its own fee for the transfer. What is charged is the fixed blockchain network fee per transaction: 0.5 USDT for transfers on BNB Smart Chain and 1.5 USDC for transfers on Ethereum. Buying and selling USDT and USDC on Skipo is free of fees.
What kind of Chilean company is Skipo's OTC service a good fit for?
Skipo's OTC service is designed for companies that regularly move large volumes in stablecoins: payments to international suppliers, payroll for remote teams, treasury conversions or corporate remittances. Skipo quotes on global markets to offer better prices on large trades, with no minimum or maximum amounts, 24/7 execution and a dedicated account executive.
