If your remittance company sends money abroad, you need immediate liquidity in USDT to move funds between countries over stablecoin rails, without the slowness or cost of the banking corridor. Skipo Business lets you convert Chilean pesos to USDT (and back) immediately and at a good price, so you can secure the capital flow you use to serve your customers.
Remittance companies: when your operation depends on capital flow
A remittance is a money transfer that a migrant sends to their home country, almost always to family. It is a recurring cross-border flow, made up of small individual amounts but enormous in aggregate volume, and behind every transfer is your company, which needs capital available to process it.
For Latin America and the Caribbean, that volume is structural. According to the Inter-American Development Bank, remittances to the region reached a record US$173,733 million in 2025, up 7.3% from 2024 and the sixteenth consecutive year of growth. Mexico is the largest recipient in the region and the second largest in the world after India, with US$62,472 million; Guatemala, Colombia, Honduras and the Dominican Republic round out the top spots.
That volume translates into operational pressure: every transfer requires you to have funds available at that moment, and the speed at which you obtain and move that capital determines how many customers you can serve and at what cost.
Why the traditional rail is expensive and slow for you
Funding your transfers abroad through the traditional banking route is expensive and slow. The World Bank reported a global average cost of 6.49% to send money internationally in the first quarter of 2025 (well above the 3% target of Sustainable Development Goal 10.c.1), and that average has barely moved in five years.
For your company, the cost is not just the fee: it is the friction that hits your ability to operate and your margin:
| Feature | How you use it in your operation |
|---|---|
| On/off ramp in CLP | You convert Chilean pesos to USDT and back, in seconds, to fund your operation and settle in Chile |
| 24/7 OTC | You access liquidity around the clock to buy USDT in volume, with an agreed price and execution at the best price |
| Business account in stablecoins | You hold, send, receive and manage your funds in stablecoins from a single place |
| Programmable finance | You automate your recurring USDT purchases without manual intervention by an agent |
| API | You connect CLP↔USDT conversion to your own system and scale volume at the pace of your business |
The result: capital stuck in transit, operations halted when banks close and fewer transfers processed per unit of time.
Why moving USDT over stablecoin rails solves your funding
More and more remittance companies run their international transfers by moving USDT instead of sending money through the chain of correspondent banks. The logic is straightforward: you fund your operation in USDT, move those funds between countries over the blockchain network in minutes and at low cost, and thereby sustain the capital flow you use to serve your customers.
Compared with the classic banking corridor, USDT gives you three operational advantages:
| Advantage | What it solves for your operation |
|---|---|
| Immediacy | You move funds in minutes, 24/7, without depending on banking hours |
| Lower cost | You cut out the chain of intermediaries that charges at every hop |
| Available capital | Your funds stop being stuck in transit for days and become operational again |
USDT maintains parity with the dollar, so your company uses it as a vehicle to move value without being exposed to the volatility of other crypto assets. To understand the logic behind this adoption at the corporate level, see why more and more companies are choosing to operate with stablecoins in Chile.
Skipo Business is the stablecoin platform for companies that gives your remittance business an on-ramp and off-ramp to stablecoin rails in Chile: it converts your company's pesos to USDT in seconds, with liquidity around the clock and at a good price.
Specifically, your company funds its operation by converting Chilean pesos to USDT (on-ramp) through Skipo Business, and converts USDT back to Chilean pesos (off-ramp) when it needs to settle in Chile. With those funds in USDT, it moves them between countries over the blockchain network to process its transfers.
Skipo Business handles the Chilean leg of your operation with speed and liquidity: you convert your company's pesos to USDT in seconds to fund your transfers, and go back to pesos when you need to settle in Chile. With those funds in USDT, your company operates freely over stablecoin rails wherever it needs them.
Skipo Business: more possibilities for your business
Beyond conversion, Skipo Business brings together a set of features your company can combine to operate at scale and with control. Each one solves part of a remittance company's operation:
- The on/off ramp in CLP is the way in and out: you convert your company's pesos to USDT in seconds to fund the operation, and go back to pesos when you settle in Chile.
- The 24/7 OTC desk ensures liquidity around the clock to buy USDT in volume, with an agreed price and execution at the best price, so you can fund large amounts without moving the market or depending on banking hours.
- The business account in stablecoins gives you a single place to hold, send, receive and manage your company's funds, with the security of a counterparty you can trust.
- Programmable finance lets you automate recurring USDT purchases: instead of executing each trade by hand, you define the rules and the platform operates on its own, without depending on an agent.
- The API lets you operate from your own platforms and connect to Skipo's market so you can scale volume at the pace of the business without adding operational load.
Combined, these features turn USDT funding into a continuous, automatable process integrated into your operation, rather than a series of manual tasks subject to a bank's hours.
Skipo Chile SpA is registered in the Registry of Financial Service Providers (RPSF) of the Financial Market Commission (CMF), and its authorization to operate, to provide intermediation and custody services for financial instruments, is in process under Law No. 21.521 (Fintech Law), whose transitional regime it operates under. In addition, it is subject to the anti-money laundering and counter-terrorist financing obligations of Law No. 19.913, under the oversight of the Financial Analysis Unit (UAF). For your company, which moves third-party capital, operating with a registered counterparty with KYC/KYB processes is part of the operational standard.
Our view: stablecoins so your company can scale without sacrificing efficiency
At Skipo Business we believe your company should not have to choose between growing and keeping its costs, timelines and efficiency under control. With traditional bank funding, processing more transfers usually means more capital stuck in transit and more fees piling up along the chain. USDT breaks that correlation: it lets your company increase the volume it moves while keeping funding times in minutes, capital available and the cost per transaction contained.
That is the logic we work with, and several remittance companies already trust Skipo Business to access USDT liquidity and immediate CLP to USDT conversion (and vice versa) in a safe and simple way. That fast conversion, together with round-the-clock liquidity and the automation of recurring purchases, is what lets them sustain their growth rate without funding becoming the bottleneck.
The advantages for your company
Funding your operation in USDT through a provider with liquidity, an on/off ramp in CLP and automation changes three variables that define your company's profitability: funding time drops from days to minutes, capital stuck in transit is freed up to process more transfers, and the operating window becomes continuous instead of limited to banking hours. On those three variables your company builds the ability to scale volume without scaling friction and cost in the same proportion.
Frequently asked questions
How does a remittance company get USDT liquidity to operate in Chile?
Through a provider that sells it USDT for Chilean pesos with liquidity in volume. Skipo Business offers that CLP → USDT conversion (on-ramp) with a 24/7 OTC desk, an agreed price and execution at the best price, as well as the return USDT → CLP (off-ramp) to settle in Chile.
In what currency does the Skipo Business on/off ramp operate?
Skipo Business operates the on/off ramp in Chilean pesos (CLP to USDT): you convert your company's pesos to USDT to fund the operation and go back to pesos when you settle in Chile. With those funds in USDT, your company moves them over stablecoin rails wherever it needs them. USDC is also available.
Why is moving USDT faster and cheaper than the traditional banking corridor?
Because USDT moves over the blockchain network in minutes and continuously, without the chain of correspondent banks that charges at every hop and operates only during banking hours. The World Bank reported a global average cost of 6.49% to send money internationally in the first quarter of 2025; cutting out intermediaries reduces those layers of cost.
What is Skipo Business's regulatory status in Chile?
Skipo Chile SpA is registered in the CMF's Registry of Financial Service Providers (RPSF), and its authorization to operate is in process under the Fintech Law (Law No. 21.521). It is also subject to the obligations of Law No. 19.913 under the oversight of the UAF.
Secure your company's USDT flow with Skipo Business
Funding your company's operation in USDT gives back the time and margin that the traditional banking corridor consumes along the chain of intermediaries. You can learn about the platform's features in detail (24/7 OTC, on/off ramp in CLP, business account, programmable finance and API) on the Skipo Business page for companies.
If you want to start operating, book a demo and our sales team will get in touch with you.
