If your business needs to move large volumes of cryptocurrency, pay payroll in stablecoins or integrate digital assets into its financial operations, the Skipo OTC service is the solution. We operate 24/7, with no minimum or maximum amounts and with the best prices on the market.
What will we cover in this article?
In this guide we explain what a crypto OTC desk is and why it exists, why more and more businesses in Chile and Latin America are using crypto, what the concrete use cases of Skipo's OTC service are (payroll, remittances, treasury, API integration) and how the process works step by step. We will also look at what sets Skipo apart from a traditional exchange when volume matters.
What is a crypto OTC desk?
An OTC (over-the-counter) trade is a purchase or sale of digital assets executed directly between two parties, without going through a public exchange. There is no order book, no price change during execution and no market impact.
It is used when the amounts are large and the business needs a guaranteed fixed price from the start. On a traditional exchange, a massive buy order can move the price against the buyer while it is being executed, an effect known as slippage. OTC eliminates that problem completely.
In short: OTC is the professional way to move crypto in volume, with a fixed price, without affecting the market and without depending on local liquidity.
Why are businesses in Chile adopting crypto?
The market is no longer in an experimental stage. The numbers confirm it.
As of March 2026, according to GoMarkets data, stablecoins moved $324 billion in transactions in Latin America during 2025, with year-over-year growth of 89%. And according to Stripe, 60% of stablecoin payment volume in 2025 was B2B (between businesses), with cross-border payments as the fastest-growing segment in the region.
Monthly crypto users in Latin America grew 18% in 2025, three times faster than in the United States.
Chile is no exception. With the Fintech Law in force and the CMF as the reference framework, Chilean businesses now have the regulatory conditions to operate with digital assets with legal certainty. The question is not whether to do it, but how to do it well.
In short: businesses in Chile and Latin America already use crypto at scale. The question is not whether to adopt digital assets, but with what infrastructure.
OTC at Skipo
The Skipo OTC service is designed for businesses that need to trade cryptocurrencies in volume, on a recurring or one-off basis. It is not for retail investors; it is for the CFO, the operations manager or the finance team that has a concrete problem to solve.
These are the most common use cases:
- Corporate treasury in stablecoins: Businesses that keep part of their liquidity in USDT or USDC to protect themselves from currency volatility or to deal with international counterparties.
- Crypto payroll: Startups and companies with distributed teams that pay salaries in stablecoins to employees in Chile and abroad.
- Remittances and payments to international suppliers: Cross-border transfers that crypto settles in minutes, without the delays or costs of the traditional banking system.
- Large-volume conversion: Businesses that need to convert pesos to USDT, BTC or other cryptocurrencies in amounts a retail exchange cannot absorb without moving the price.
- API integration: Tech teams that need to automate quotes, purchases and withdrawals within their own systems.
In short: if your business moves money on a recurring basis and wants to do it more efficiently, at lower cost and with more control, Skipo's OTC service is designed for you.
How does Skipo's OTC service work?
Pricing from global markets
Skipo sources quotes from markets around the world to offer you the best price available at the moment of your trade. You are not limited to local liquidity; you get access to global market depth. That translates into better prices on large purchases and sales, regardless of volume.
24/7 trading with no human intermediary
The service is available at all times. There are no office hours, no agent who has to approve the trade and no waiting time between your request and its execution. Your business trades when it needs to, not when the market allows it.
Automatic, immediate deposits and withdrawals
Liquidity flows in and out without delays. There are no pending approvals or manual processes. The trade settles on the spot.
API integration
For technical teams, Skipo offers an API integration that lets you automate quotes, purchases and withdrawals directly from your company's systems. Full documentation is available at docs.skipo.com.
Roles and permissions system
You can set who within your company can view, quote, approve or execute trades. Granular control that adapts to any organizational structure.
Personalized support
Each business has an assigned account executive to support its operations, answer questions and optimize the process to the specific needs of your business.
In short: Skipo's OTC service combines global pricing, full automation and registration with the CMF in a single platform designed for Chilean businesses.
How to get started with Skipo Business
The onboarding process is designed to be simple and fast:
- Create your personal account: To register your company on Skipo, you first need a personal account. Download the app from the App Store or Google Play by searching for "Skipo". You can also sign up directly from our website.
- Register your company: From your personal account, go to the Businesses section and complete the corporate onboarding process.
- Book a demo: If you want to learn about the OTC service or the API integration in detail, book a session with our team at skipo.com/es/businesses/demo
- Set up your team: Assign roles and permissions to your company's users according to their operational responsibilities.
- Trade: Start buying, selling, transferring or automating from the platform or via API, 24/7, with the best prices on the market.
Frequently asked questions about Skipo's OTC service
What is crypto OTC?
An OTC (over-the-counter) trade is a purchase or sale of digital assets executed directly between two parties, outside a public exchange. It is used to move large volumes at a fixed price and without impacting the market.
What is the minimum amount to trade on Skipo's OTC desk?
Skipo's OTC service has no minimum or maximum amounts. It is available for trades of any size, depending on your business's needs.
Does Skipo operate under a regulatory framework in Chile?
Yes. Skipo is registered in the CMF's (Financial Market Commission) Registry of Financial Service Providers, and its authorization to operate is in process under the Fintech Law (Law No. 21.521). It also holds ISO 27001 certification in information security. For any company's compliance team, this is a critical point.
Can I automate trades with the Skipo API?
Yes. Skipo offers an API integration that lets you automate quotes, purchases and withdrawals from your company's systems. The documentation is available at docs.skipo.com.
Can Skipo's OTC service be used to pay payroll in crypto?
Yes. Skipo has a bulk transfer system that lets you pay employees, suppliers and services in stablecoins like USDT, both in Chile and abroad.
What is the difference between using Skipo's OTC service and a traditional exchange?
The main difference is the fixed price. On an exchange, a large trade can move the price against you while it is being executed. With OTC, the price is locked in from the quote. In addition, the OTC service includes API integration, roles and permissions, and a dedicated account executive, features a retail exchange does not offer.
Can I use Skipo's OTC service if my company also wants a yield on its treasury?
Yes. If, in addition to trading in volume, your company wants to earn a yield on a USDT position, Skipo offers the first interest-bearing cryptocurrency account in Chile, with automatic daily earnings on USDT via the Aave protocol.
Your business can already use crypto in Chile, and do it well
The B2B digital asset market in Latin America is no longer an emerging trend: it is real financial infrastructure. Stablecoins for treasury, cross-border payroll, instant remittances and API automation are use cases that hundreds of companies in the region are already running today.
At Skipo we offer the infrastructure so your business in Chile can do the same, as a platform registered with the CMF and with the technology modern operations require.
Book a demo with our team and find out how to integrate Skipo's OTC service into your company's operations. Or go directly to the Skipo OTC service if you already know what you need.
This article is for informational purposes only and does not constitute financial advice. Asset prices can go up or down, and all investments carry risk. Before investing, assess your personal financial situation.
