For anyone who wants to save in dollars

Save in digital dollars with your Chilean pesos

USDT and USDC are stablecoins: cryptocurrencies designed to be worth one US dollar each. On Skipo you buy and sell them with Chilean pesos at any time, keep them in your account and can send them to another wallet.

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What you can do with your digital dollars on Skipo

  • Start small

    The minimum deposit to start using your account is CLP 500, and there is no maximum.

  • Buy and sell 24/7

    Swap pesos for USDT or USDC, and back to pesos, any day and at any time, seeing the price before you confirm.

  • Send and receive

    You can send your stablecoins to another wallet or receive them in your Skipo account, on the networks available in the app.

  • Earn on your USDT

    With the USDT interest account your digital dollars earn a variable return of up to 5% a year, settled every 24 hours.

How to buy digital dollars on Skipo

  1. Download the Skipo app and verify your identity.
  2. Deposit pesos from your bank by transfer.
  3. Choose USDT or USDC, enter the amount in pesos and check what you will receive before confirming.
  4. Keep them in your account, activate them in the interest account or send them to another wallet.

What you should know about digital dollars

  • This is not a bank checking account in dollars: stablecoins are not guaranteed by the Chilean State and are not covered like a bank deposit.
  • A stablecoin aims to keep its peg to the dollar, but it can de-peg (lose parity) during market or issuer stress.
  • The peso price of USDT and USDC moves with the exchange rate: if the dollar falls, your balance in pesos falls.
  • A transfer to the wrong address or network cannot be reversed. Always check the destination network and address.

Frequently asked questions

It is a common name for dollar stablecoins such as USDT (from Tether) and USDC (from Circle): cryptocurrencies designed to keep a 1:1 peg with the US dollar.

No. A bank account in dollars is regulated as a bank deposit. USDT and USDC are digital assets: they have no state guarantee and their value depends on the issuer keeping the peg.

The minimum deposit to start using your Skipo account is CLP 500, and there is no maximum.

Both aim to be worth one dollar. USDT has been issued by Tether Limited since 2014 and is the most used stablecoin; USDC is issued by Circle. They differ in issuer and in how they report their reserves.

Yes, with the USDT interest account: your USDT is deposited in the Aave protocol and earns a variable return of up to 5% a year, settled every 24 hours. The minimum to activate it is 5 USDT.

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Skipo Chile SpA (tax ID 77.554.238-1) is listed in the Chilean Financial Market Commission's (CMF) Registry of Financial Service Providers, with its authorization in process under the Fintech Law (No. 21.521), registered with the Financial Analysis Unit (UAF) and ISO/IEC 27001:2022 certified. More on security and regulation.